📈 PATMI LKR 206mn (+106% YoY, -28% QoQ) – supported by strong NII & fee income, while costs & impairments remained controlled. 💼 Net loans & leases +18% QoQ, led by leasing growth on vehicle import revival. FY25 loan book +34% YoY (Leasing 52%, Microfinance 23%, Gold Loans 18%). 🏦 NII LKR 1.68bn (+36% YoY, +14% QoQ) with NIM expansion on easing funding costs. 📊 TTM ROE 12.8% – in line with listed NBFI avg (~12.9%) and above small peers (~10.7%). 🛡️ Stage 3 coverage ~60% – largely from microfinance; secured lending shift expected to keep impairments manageable. 💰 Rights issue LKR 1.2bn (Mar’25) lifted Core CAR to 10.3% (1Q FY26) – supports loan growth. 📍 Network: 79 branches (58 outside Western Province) & 74 gold loan centers.